GeldPlan (“App”) is published by Si-Jam LLP (“we”, “us”, “our”). By installing and using the App, you agree to this Privacy Policy.
1. Data We Store Locally Only
We do not send your personal or financial data to any server. Items you enter — income, expenses, budgets, notes, statistics — are saved solely on your device. The App does not use product analytics to track how you use budgeting features.
2. Optional Back-Ups
- The App can export a backup file to a location you pick (internal storage, SD-card, or a third-party cloud drive such as Google Drive or Dropbox).
- Restoring simply reads that file back.
- We never see or transmit these files.
- The Storage permission is requested only for backup import/export.
- Exported backup files are stored as-is (not encrypted) in the location you choose. If you need extra protection, save the file inside an encrypted folder or cloud drive.
- Third-party cloud services have their own privacy and security practices. When you save a backup to such a service, its handling of the file is governed by that provider’s privacy policy (for example, Google Drive Privacy Policy or Dropbox Privacy Policy).
3. Optional Purchases
The App may offer optional purchases processed by Google Play Billing.
- Purchases may support development and remove ads where ads are shown.
- Core financial features and your local data are not backed up, synced, or transferred by purchases.
- Google Play may share a purchase token with the App so it can recognise purchase status.
- We do not receive your card details or any personal payment information.
See Google’s Privacy Policy for details.
4. Advertising & Consent
The App may display ads provided by Google AdMob. AdMob may collect:
- Advertising ID
- IP address and coarse location
- Device information (model, OS version)
We use Google’s User Messaging Platform (UMP) to obtain your consent for personalised or non-personalised ads where legally required. You can change or withdraw your consent anytime via Settings → About & Help → Privacy options in the App.
Ad data is used according to your consent and your Google Play Store ad preferences. If ads cannot be requested because of your consent choices or the current ad state, the App should not request or show ads. Learn more in Google AdMob & AdSense Privacy. We do not use Firebase Analytics or similar product analytics services.
5. Crash & Diagnostics (Android Vitals)
If the user has enabled “Share usage & diagnostics with Google” in Android settings, the operating system may automatically send anonymised crash logs to Google Play. GeldPlan receives aggregated, de-identified stack traces only; we cannot see personal information or link a crash to a specific user.
You can turn this Android feature off at any time in Settings → Google → Usage & diagnostics.
6. How the App Uses Your Data
On-device data is processed only to:
- show your entries on the calendar;
- calculate balances and statistics;
- recognise optional purchase/ad-removal status after a valid purchase token is received.
GeldPlan provides general budgeting tools and does not offer financial advice.
7. Your Control
- Local data — delete inside the App or by uninstalling it.
- Backup files — delete manually from the storage location you chose.
- Ads personalisation — change anytime in Google Settings → Ads, and you can revisit the consent form via App Privacy Options.
- Diagnostics — Android usage and crash reports are managed by your system settings.
8. Security
We use Android-level sandboxing plus optional biometric / PIN lock (if enabled in settings).
9. Children’s Privacy
The App is intended for users aged 13 and older. We do not knowingly collect personal information from children.
10. Your Rights
Because we do not store your data on our servers, requests for access, correction or erasure generally concern only Google Play purchase records. Contact us and we will assist within 30 days.
11. Changes
Future updates to this policy will appear inside the App and, if available, on the official store or privacy page. Continued use after a change means you accept the new terms.
12. Contact
Questions? Contact Si-Jam LLP at contact@si-jam.org.